> For the complete documentation index, see [llms.txt](https://docs.0y.world/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.0y.world/trading/how-does-credit-winning-work.md). # How Does Credit Winning Work? When you win a trade using **Credits**, the Credit used for the trade is consumed and your **net profit** is added to your **Credit Winning** balance. Credit Winning is not immediately withdrawable, but you can unlock it into your **Cash Balance** by trading with cash. ### What is Credit Winning? Credit Winning is the profit you earn from winning trades made with Credits. **For example:** You place a $5 Credit trade with a 2.40x payout. If the trade wins: * Your total payout is $12 * The original $5 Credit is consumed * The remaining $7 profit goes into your Credit Winning balance Your Credit Winning balance is now $7. ### How do I unlock Credit Winning? There are two ways to turn your Credit Winning into cash. #### Option 1: Trade with Cash (1:1 Unlock) This is the best way to unlock the **full value** of your Credit Winning. For every **$1 you trade using your Cash Balance, $1 of Credit Winning is unlocked into your Cash Balance** once the trade resolves. Your cash trade does **not** need to win. The unlock happens regardless of whether the cash trade wins or loses. Example: You have $10 Credit Winning. You place a $5 cash trade. Once the trade resolves, $5 of your Credit Winning is converted into your Cash Balance. You still have $5 Credit Winning remaining, which you can unlock with future cash trades. #### Option 2: Surrender During Withdrawal If you want to withdraw without unlocking your Credit Winning through cash trades, you can choose to **Surrender** your Credit Winning on the withdrawal screen. If you choose Surrender: * You receive **10% of your Credit Winning as a cash bonus** * The bonus is capped at **$1** * The remaining Credit Winning is permanently cleared Surrendering is completely optional. If you don't choose to Surrender, your Credit Winning remains in your account until it is unlocked or expires. Example: If you have $8 Credit Winning, surrendering gives you a $0.80 cash bonus, while the remaining $7.20 is cleared. If you have $25 Credit Winning, you receive the maximum $1 cash bonus, while the remaining $24 is cleared. > 💡 **Tip:** If you want to receive the full value of your Credit Winning, unlock it through cash trades instead of surrendering it. ### When does Credit Winning expire? Credit Winning is valid for **30 days from the date it is credited**. If you have Credit Winning with different expiry dates, 0Y automatically unlocks the **oldest balance first** when you trade with cash. You can check your Credit Winning balance, expiring amounts, and remaining time from the wallet dropdown. ### Frequently Asked Questions **Does my cash trade need to win to unlock Credit Winning?** No. Credit Winning is unlocked based on the amount you trade with cash once the market resolves, regardless of whether the trade wins or loses. **Can I withdraw Credits directly?** No. Credits are trading-only and cannot be withdrawn directly. Net profits from winning Credit trades are added to Credit Winning first. **Will withdrawing my Cash Balance remove my Credit Winning?** No. Your Credit Winning remains untouched unless you explicitly choose to Surrender it or it expires. **What happens if I have Credit Winning with different expiry dates?** 0Y automatically unlocks your oldest Credit Winning first. **What happens to small remaining balances when I withdraw?** Any residual fractional balance below the withdrawal threshold is converted into non-expiring Credits, so you can still use it for trading. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation by asking a question. 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